This issue is packed full of useful information to help members get the best from their pension.

Inside this issue there are useful articles on the topics of:

• The new RPS member website
• Securing and protecting member’s data
• The perks of retirement
• Tips to stay well this winter
• Stewardship and how it’s used to give members a retirement income
• The new P60
• Summary of Report and Accounts 2022
• The tell-tale signs of a pension scam
• How to report a death
• Competition

There’s also the regular pension news summary, Rail staff travel updates, and some heart-warming memories of working in the railway industry.

Members should get their printed copy of Penfriend shortly.

In the meantime, they can read the Autumn-Winter issue on the dedicated newsletter page.

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Members can let us know their thoughts on this issue by filling out this short survey.